Mortgages

We're here to help guide first time buyers through the whole mortgage and property purchase process. 

We are not legal experts but we are also on hand to help guide you through the legal process of purchasing your property and we'll be their to support you every step of the way. 

We review the whole market to find you the right mortgage deal and will confirm how this compares to the best mortgage deal your existing lender is offering you.  

We can also help if you're looking to raise additional funds for home improvements, repaying debts, gifting funds to family or to purchase a new property. 

We can assess your affordability in advance of you finding a new property, so that you know how much you can afford and how much various mortgage lenders would lend you. 

We can also provide you with a Mortgage Agreement In Principle certificate that you can provide to estate agents when required. 

Whether you're buying for your first investment property, or you're classed as a portfolio landlord (having more than 3 buy to let mortgages), we're here to help find you the best mortgage for you.

We can also help if you're purchasing your new buy to let property through a limited company. 

Whether you own the property as an individual or a limited company, we search the whole of the market to find you the bespoke mortgage solution for your needs and requirements. 

We can also help if you're looking to raise additional funds for home improvements, repaying debts, gifting funds to family or to purchase a new property.

We can help you secure a Right To Buy mortgage to help you purchase your council property at a discount on the market value. 

Some mortgage lenders do not require you to put down a cash deposit yourself and are happy that 100% of the deposit comes from equity within the property. 

We can help you remortgage your property whether you are looking to keep your Help To Buy loan in place or if you are looking to purchase the remaining equity. 

Either way, we're here to help guide you through the whole process.  

Whether you're purchasing a shared ownership property, or you're "staircasing" (increasing your share of the property) we're here to help you find the bespoke mortgage solution for you.

Some lenders specialise in mortgages for people with adverse credit, whether it is defaults, county court judgements, mortgage arrears, IVA or debt management plans. But some "high street" lenders may also allow some adverse credit. We can help advise you on the right mortgage based on your circumstances.