Your ability to earn a regular income is your greatest and most valuable asset, even more valuable than your home. Making sure your income is protected ensures that you can always maintain your mortgage and pay your essential outgoings.
Although it is not a legal obligation to have Life Cover in place when you have a mortgage, it might be right for you, to ensure that your family can remain in your home if you were to die. You can also take out Life Cover to help cover the loss of income or to help cover funeral expenses.
Unfortunately, one in two people will be diagnosed with cancer in their lifetime. Critical Illness Cover pays out a lump sum if you were diagnosed with a critical illness condition, as set out within the policy terms and conditions.